Tax Year 2026File by April 2027

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Precise federal and state income tax calculations for all 50 states. See your take-home pay in seconds—completely free.

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NYC & Yonkers have additional taxes

401(k), HSA, itemized deductions

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Fill out the form and click "Calculate My Taxes" to see your complete tax breakdown with take-home pay.

Federal Tax

10% - 37% based on income

NY State Tax

3.9% - 11.70% based on income

NYC Tax

3.078% - 3.876% for residents

FICA Taxes

Social Security + Medicare

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Get the 2026 NY Tax Cheat Sheet

The numbers that matter for filing in New York — standard deductions, brackets, NYC rates, and deadlines — in one page.

  • 2026 federal & NY standard deductions and brackets
  • NYC / Yonkers rates and key filing deadlines
  • Deduction and credit quick-reference

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Tax Guide

Understanding NY Income Taxes

New York has one of the most complex tax systems in the United States, with multiple layers of taxation including federal, state, and local (NYC or Yonkers) income taxes.

NY State Tax Rates (2026): Range from 3.9% to 11.70% across nine tax brackets after New York's 2026 rate reductions. The highest rates apply to income over $25 million, and the top brackets are flat (the rate applies to all of your taxable income).

NYC Residents: Pay an additional 3.078% to 3.876% in city income tax, making NYC one of the highest-taxed cities in America.

Yonkers Residents: Pay a surcharge of 16.75% on their NY State tax liability.

2026 NY Tax Bracket Highlights

$0 - $8,5003.90%
$8,500 - $11,7004.40%
$11,700 - $13,9005.15%
$13,900 - $80,6505.40%
$80,650 - $215,4005.90%
$215,400 - $1,077,5506.85%
$1,077,550 - $5,000,00010.45%
$5,000,000 - $25,000,00011.10%
Over $25,000,00011.70%

*Rates shown for Single filers; top three bands are flat (apply to all taxable income). See all brackets →

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