Minnesota Income Tax Calculator
Calculate your Minnesota state income tax for 2026. Our calculator provides accurate estimates using official tax rates.
Calculate your 2026 take-home pay
401(k), HSA, itemized deductions
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Enter your income details and click "Calculate My Taxes" to see your Minnesota tax breakdown.
Minnesota levies a state income tax on its residents. Use our calculator to estimate your state and federal tax liability for 2026. We recommend verifying results with official state tax resources.
Tax Brackets
Minnesota's tax structure is accounted for in our calculations. For the most accurate information, consult the official Minnesota Department of Revenue website.
Deductions
Common deductions include the standard deduction (or itemized deductions), retirement contributions, and student loan interest. Check state-specific rules for additional deductions.
Official sources
The rates, brackets and filing rules behind this calculator come from the Minnesota Department of Revenue. Check anything that affects your return against the primary sources: Minnesota Department of Revenue and the IRS individual tax hub.
How Minnesota income tax works in 2026
Minnesota applies a single flat rate of 5% to taxable income. The same rate applies to your first dollar and your last dollar, which makes withholding straightforward to check: state tax equals taxable income multiplied by 5%.
State taxable income is not gross pay. Every state starts from a defined base — most commonly federal adjusted gross income — and then applies its own standard deduction, personal exemption and credits before the rate schedule touches a dollar. Payroll withholding is only an estimate of that final figure, which is why a refund or a balance due appears when the return is filed. The Minnesota Department of Revenue is the authority for every rule on this page.
Minnesota tax at a given taxable income (single filer, 2026)
| Taxable income | Minnesota | New York | Texas (no state tax) |
|---|---|---|---|
| $50,000 | $2,500 (5%) | $2,535 (5.07%) | $0 |
| $100,000 | $5,000 (5%) | $5,332 (5.33%) | $0 |
| Top marginal rate | 5% | 11.7% | No state income tax |
| Standard deduction (single) | Varies — see the state instructions | $8,000 | Not applicable |
| Local income or wage tax | See the state rules below | New York City resident tax and the Yonkers surcharge apply inside those cities | None at state level |
Effective rates are the state tax divided by the taxable income shown, computed with this site's own state models. New York uses the 2026 statutory schedule. Estimated: this tool does not yet carry Minnesota's full bracket schedule, so the state columns below use an approximate rate. Confirm the exact rate with the Minnesota Department of Revenue before filing.
What the estimate above includes — and what it leaves out
| Included | Not modelled |
|---|---|
| Federal income tax on the 2026 IRS brackets | State-specific credits and exemptions (each state publishes its own) |
| FICA — Social Security at 6.2% up to the SSA wage base and Medicare at 1.45% | Local county, city or school-district income taxes that some states layer on top |
| Minnesota state tax from the schedule modelled in this tool | Alternative minimum tax, phaseouts and surtaxes on high incomes |
| Pre-tax 401(k) and HSA contributions that reduce taxable income | Self-employment tax, which has its own calculator on this site |
| The city or locality you select in the form | Non-wage income — capital gains, dividends and interest may be taxed on different rules |
Need the per-paycheck view instead of an annual figure? The paycheck calculator breaks the same numbers into pay periods, and the salary comparison tool shows what a move between Minnesota and another state does to take-home pay. If you work for yourself, start from the self-employment tax calculator.
Filing a Minnesota return for 2026
Individual returns are generally due April 15 following the tax year — moved to the next business day when that date falls on a weekend or holiday — and most states align their own deadline with the federal one. Where the two differ, the state deadline is the one that matters for state penalties, so confirm it with the Minnesota Department of Revenue. Federal filing details, including extensions and electronic filing, are on the IRS individual tax hub.
If you are self-employed or expect to owe more than the estimated-tax threshold, quarterly payments replace withholding. Our filing deadlines guide lists the federal and New York dates and the tax calendar renders them as a dated schedule. Comparing Minnesota with the rest of the country, or with New York, is easiest from the state pages index and the bracket guide.
Sources: Minnesota Department of Revenue and the IRS; IRS tax year 2026 inflation adjustments and the Social Security wage base.
Minnesota Tax Tips
Review your state tax return instructions carefully
Keep records of all deductible expenses
Check for state-specific tax credits you may qualify for
Consider consulting a tax professional for complex situations
File on time to avoid penalties and interest
Calculate Your Minnesota Taxes Now
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