Texas Income Tax Calculator 2025
Calculate your Texas state income tax along with federal and FICA taxes. Free, accurate, and instant results.
Texas Tax Information
Texas has no state income tax. Use our calculator below to determine your total tax liability including federal, state, and FICA taxes for the 2025 tax year.
Tax Advantages in Texas
- No state income tax on wages and salaries
- Only federal income tax and FICA taxes apply
- Potential for significant tax savings compared to high-tax states
- Attractive destination for retirees and high-income earners
Filing Status
Choose from Single, Married Filing Jointly, Married Filing Separately, Head of Household, or Qualifying Widow(er)
Standard Deduction
Federal standard deduction for 2025 ranges from $14,600 (single) to $29,200 (married filing jointly)
Tax Brackets
No state tax brackets - Texas doesn't tax personal income
Tax Information
Calculating your taxes...
Tax Breakdown
Understanding Texas Taxes
When calculating your total tax liability in Texas, it's important to consider all three major components of the US tax system:
1. Federal Income Tax
Federal income tax applies to all US taxpayers regardless of state. The federal tax system uses progressive tax brackets, meaning higher income levels are taxed at higher rates. For 2025, federal tax rates range from 10% to 37%.
2. Texas State Income Tax
Texas is one of the few states with no personal income tax. This can result in significant tax savings, especially for high-income earners. However, the state may generate revenue through other means such as sales taxes or property taxes.
3. FICA Taxes
FICA (Federal Insurance Contributions Act) taxes fund Social Security and Medicare. These taxes are:
- Social Security Tax: 6.2% on income up to $168,600 (2025 limit)
- Medicare Tax: 1.45% on all income
- Additional Medicare Tax: 0.9% on income over $200,000 (single) or $250,000 (married filing jointly)
Tax Planning Tips for Texas Residents
- Maximize contributions to tax-deferred retirement accounts like 401(k)s and IRAs
- Consider itemizing deductions if they exceed the standard deduction
- Take advantage of tax credits available at both federal and state levels
- Plan charitable contributions strategically for maximum tax benefit
- Consider the overall tax burden including sales and property taxes
Related Resources
For more information about taxes in Texas and tax planning strategies:
- IRS Official Website - Federal tax information and forms
- 2025 Federal Tax Brackets - Current federal income tax rates
- Standard Deductions Guide - Federal and state deduction amounts